AML Onboarding Specialist

Role Overview The AML Onboarding Specialist will support the day-to-day operation of the Group’s Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) framework. The role will focus primarily on customer due diligence, enhanced due diligence, transaction monitoring, ongoing client reviews, and the maintenance of accurate AML/KYB records. The successful candidate will have approximately 1–3 years of relevant AML/KYB or financial crime experience and will work closely with the MLRO, Compliance team, and relevant business and operational functions across the Group. Key Responsibilities Customer Due Diligence and Ongoing Monitoring Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews in accordance with applicable regulatory requirements and internal policies and procedures. Review customer identification and verification documentation, beneficial ownership and control structures, Source of Funds (SoF), Source of Wealth (SoW), and other relevant KYB information. Carry out customer risk assessments and ensure risk ratings are appropriately documented and supported. Conduct periodic and event-driven reviews of existing customers and ensure records remain complete, accurate, and up to date. Conduct or support PEP, sanctions, and adverse media screening and review potential matches in accordance with internal procedures. Identify and escalate AML/CFT risks, inconsistencies, and red flags to the MLRO or senior Compliance personnel as appropriate. Transaction Monitoring and Investigations Conduct transaction monitoring reviews and investigate unusual or potentially suspicious customer activity. Analyse transactional activity against expected customer behaviour, customer profiles, and identified risk factors. Gather and assess relevant information to support transaction monitoring investigations. Prepare clear and concise transaction monitoring review reports, documenting findings, rationale, and recommended next steps. Escalate potentially suspicious activity in accordance with internal procedures. Support the preparation of internal suspicious activity reports and provide information required for Suspicious Transaction Reports (STRs), where appropriate. AML Controls and Monitoring Support the execution of the AML Monitoring Programme through sample reviews, file testing, and other monitoring activities. Assist with thematic reviews and control testing under the guidance of senior Compliance personnel. Identify potential control weaknesses or procedural gaps and escalate findings appropriately. Assist with remediation activities arising from monitoring reviews, internal audits, external audits, or regulatory reviews. Maintain appropriate supporting documentation and evidence of AML control activities. Regulatory and Internal Reporting Assist with the preparation of AML/CFT-related management information and internal compliance reporting. Support regulatory information requests…