Associate

We are Eversheds Sutherland, a global law firm, with more than 5,000 people across over 30 countries. We’re full-service with deep niche and sector experience. Whatever challenge, wherever in the world, we’re equipped and ready to meet it. We live our values, we’re purposeful and purpose-led. So although the world is fast-moving and rapidly changing, we see it as a place where everyone can thrive. We’re ambitious for our clients, our communities – and for you. Whether you’re starting out on your career or well established, whether you’re a lawyer or in business services. If you’re looking for what’s next, we are too. The Team Our Consumer/Retail Finance team is part of our financial services group which sits within our Commercial Advisory Practice Group (CAPG). As part of our practice, we provide services to almost every clearing bank, challenger banks and numerous other large finance institutions of all kinds including point of sale retail finance providers. We have one of the UK’s leading credit teams with work including advice on product design, acquisition processes, distribution channels, customer facing communications & product literature, account servicing and post contractual issues. We advise on conduct risk issues and all legal and regulatory matters relating to secured and unsecured lending products. We have settled standard documents for a range of clients including all the major clearing banks and building societies, ‘challenger banks’ and other lenders and consumer credit firms. We advise on overdrafts, loans and revolving credit facilities as well as advising on the sale and purchase of loan portfolios and securitisations and undertake due diligence activities in support of corporate acquisitions. The Role: We are recruiting for an Associate/Senior Associate to join us in London office. As part of this role you can expect to be involved in: Drafting and providing advice on all aspect of the Consumer Credit Act and its associated Regulations as well as the UK payment services and e-money regimes Advising on FCA handbook requirements, in particular CONC, BCOBS, MCOB and the new consumer duty Advising on all aspects of retail consumer credit and payments products from product design, to marketing; from drafting agreements to approving sales processes; from preparing post; contractual notices to advising on enforceability Advising on regulatory change and assisting clients implementation Advising on regulated activities and the perimeter of FSMA and assisting with authorisations applications, including in the payments and e-money sectors Undertaking due diligence as part of corporate support transactions Assisting and supporting other Eversheds Teams on credit and payments related queries Preparing and presenting training to client As part of our team you would be  encouraged to put ideas into action and there is always something new and different to get involved in. This includes the way…