Associate Product Manager — Credit & Lending Platform

JOB DESCRIPTION Associate Product Manager — Credit & Lending Platform Focus: Cards & Credit Line on UPI · Platform build + bank/fintech implementation & solutioning Company Introduction Falcon a Series-A funded cloud-native, AI-first banking technology & processing platform that helps banks, NBFCs, and PPIs quickly and affordably launch next-gen financial products, such as credit card, credit line on UPI, prepaid card, fixed deposits, and loans. Since our 2022 launch, we’ve processed USD 1 .5Bn+ in transactions, signed on 12 of India's top financial institutions, & clocked USD 15 Mn+ in revenue. Our company is backed by marquee investors from around the world, including heavyweight investors from Japan, USA, as well as leading Indian ventures and banks. About the Role As an Associate Product Manager on our Credit & Lending Platform, you will own the implementation of credit card and Credit Line on UPI (CL-on-UPI) programs across partner banks — from requirement gathering through configuration, solutioning, and launch. You will build core platform capability where it is needed, and solution custom bank and fintech requirements using our existing platform capabilities, configuring rather than hardcoding so that every solution scales across our multi-tenant stack. The role sits at the intersection of platform product management, customer implementation, and product experience — you will work as closely with engineering on reusable capabilities as you will with banks on translating their needs into the platform. We work AI-first. You are expected to treat AI as a core part of how you operate — using it to research markets and customers, draft requirements and documentation, prototype solutions, and build agents and automations that multiply your impact across banks and product lines. Your Responsibilities & Impact Own end-to-end implementation of credit card and Credit Line on UPI programs for partner banks — from requirement gathering and solution design to configuration, testing support, and launch. Solution custom requirements from bank and fintech customers using existing platform capability; translate bank-specific asks into configuration and middleware adapters, and escalate genuine gaps as net-new platform capability. Contribute to platform-level initiatives by working on reusable components, APIs, and configuration surfaces that serve multiple banks and product use cases. Work AI-first — leverage AI across your workflow to research banks, products, and competitors; draft requirements, user stories, and documentation; prototype flows; and build AI agents and automations that accelerate implementation and solutioning at scale. Partner with engineering to define scalable, extensible solutions, keeping long-term, multi-tenant platform capabilities and integrations in mind. Translate needs into requirements — convert user needs and data insights into clear product requirements, user stories, and acceptance…