Backend Developer – Java/Python & AI

Build scalable backend applications and integrate AI-powered workflows into complex financial services environments. The Role At Capco, we're looking for a Backend Developer – Java/Python & AI with practical experience building AI-powered workflows and automation solutions within enterprise applications. You'll play a key role in designing, developing and integrating scalable backend services and AI-enabled workflows into complex financial services technology environments. This hands-on development role combines core backend engineering with the practical application of AI to enhance existing systems, automate business processes and improve operational efficiency. You'll collaborate with business and technology teams to deliver reliable, maintainable solutions, taking accountability for technical outcomes and adapting to evolving requirements. We're looking for someone who enjoys solving complex problems, demonstrates technical curiosity and can quickly become effective in unfamiliar technology environments. What You’ll Do Design, develop and maintain scalable backend applications and services using Java and/or Python, applying sound engineering principles and modern architectural practices. Build, integrate and enhance AI-powered workflows and automation solutions within existing enterprise applications and business processes. Develop REST APIs, backend services and system integrations that connect applications, AI capabilities and business workflows across financial services environments. Leverage AI-assisted development tools such as GitHub Copilot, Cursor, Devin or equivalent technologies to support coding, testing, debugging and engineering productivity. Manage technical deliverables from design through implementation, collaborating with business and technology stakeholders to solve complex problems, maintain code quality and identify opportunities for continuous improvement. What We’re Looking For Ideally 6+ years of hands-on backend development experience using Java and/or Python, with flexibility for candidates who demonstrate equivalent technical expertise and capabilities. Solid understanding of backend architecture, REST APIs, microservices, system integrations and modern software engineering practices. Practical experience creating, integrating or automating AI-powered workflows within enterprise applications and business processes, beyond simply using AI coding assistants. Familiarity with Large Language Models (LLMs) and AI-assisted development tools such as GitHub Copilot, Cursor, Devin or equivalent platforms. Demonstrated ability to manage technical deliverables, solve complex problems, adapt to unfamiliar technology environments and learn new technologies effectively. Bonus Points For Experience delivering technology solutions within Lending, Structured Finance or Securitization. Exposure to Generative AI, AI agents, LLM integration or AI workflow orchestration technologies. Experience…