Commercial Lines Underwriter
aoins · Lake Elmo, MN · United States · On-site
Pay: USD 57,000 – 80,800 a year
Posted Sep 29, 2026
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A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to:
· Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
· Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
· Analyze loss experience, financial conditions and physical characteristics of risks.
· Acquire a working knowledge of supporting sections of the underwriting department.
· Effectively communicate with independent agents and other employees through verbal and/or written means.
Desired Skills & Experience
Bachelor’s degree or equivalent experience
Ability to organize data, multi-task and make decisions independently
Above-average communication skills (written and verbal)
Ability to resolve complex issues
An interest in developing product knowledge through participation in approved educational programs
Compensation
Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is $57,000.00 - $80,800.00. Starting salary within the range is determined based on relevant experience, education, qualifications, and other job-related factors. Other components of the compensation package include several bonus opportunities.
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent benefits package. Along with a matched 401(k), fully funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; short-term disability; long-term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on…