Commercial Underwriter, P&C

Experience Aviva  Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence.    At  Aviva Canada , we put people first, our employees, our customers, and our communities. We’re proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We’re not just about insurance; we’re about making a real difference by protecting what matters most.   The Opportunity  Aviva Canada has an exciting opportunity within our Aviva Business unit. We are hiring a Property & Casualty Underwriter to join our Atlantic Branch, and are open to candidates at both the Intermediate and Senior levels.  The successful candidate will support profitable growth through high‑quality underwriting across Core and Middle Market commercial accounts, with account size, complexity, and authority aligned to level. These accounts typically range from $7,500 to $250K in annual premium, depending on market segment and role level.  This role partners closely with brokers, customers, and internal stakeholders to deliver technical underwriting expertise, strong service experiences, and sustainable portfolio performance.  👉  We welcome applicants with anywhere from 3 to up to 10+ years of insurance and/or underwriting experience. We will determine level based on experience   What you’ll do   All Levels   Qualify and underwrite new business and renewal  Commercial Property & Casualty  accounts  Assess customer needs and risk characteristics to balance top‑line growth and bottom‑line profitability  Set coverage terms, conditions, and pricing in accordance with underwriting guidelines and delegated authority  Build and maintain strong relationships with brokers, customers, and internal partners  Negotiate terms, pricing, and coverage for new business, renewals, and mid‑term changes  Maintain portfolio quality by monitoring loss trends, market conditions, and risk performance  Stay current on industry trends, legal, and regulatory changes  Effectively utilize Commercial Insurance systems and tools  Intermediate Underwriter   At the Intermediate level, you will:  Independently underwrite Core Market commercial accounts within assigned authority  Review new business submissions and renewals, escalating more complex risks as appropriate  Deliver responsive, solutions oriented broker and customer service  Contribute to market research, pricing insights, and product or coverage discussions  Support updates to underwriting guidelines, bulletins, and procedures  Help identify emerging risk trends and participate in remediation strategies  Support learning and development initiatives, including assisting with training and knowledge sharing  Senior Underwriter   At the Senior level, you will take on broader technical leadership and portfolio accountability,…