Credit Analyst

A LITTLE BIT ABOUT Boldr Boldr is the first global B-Corp dedicated to delivering world-class Client experiences while creating access to dignified, meaningful work in communities around the world. We are a global team, united by our desire to connect diverse people with common values for boldr impact. LET’S START WITH OUR VALUES Meaningful connections start with AUTHENTICITY We do our best work by being CURIOUS We grow by remaining DYNAMIC Our success combines AMBITIOUS VISION with OPERATIONAL EXCELLENCE At the heart of great partnerships we’ll always find EMPATHY WHAT IS YOUR ROLE As a Credit Analyst, you will manage credit risk across the Invoice to Cash cycle, from signed order to cash in the bank. You will assess the creditworthiness of new and existing customers, recommend credit limits and payment terms, review held orders for customers with past due balances, and screen for fraud. Once customers are onboarded, you will monitor the portfolio for changes in payment behavior, exposure, or external risk signals, and raise concerns to Collections and leadership before balances become past due. You will balance protecting the company from late payment, non-payment, and fraud against keeping the sales process moving for legitimate customers. Each decision will be documented to the audit standard in support of revenue recognition under ASC 606. Working closely with Sales, Deal Desk, Collections, Revenue Accounting, and Legal, you will also recommend improvements to credit thresholds, procedures, and tooling as the function grows. WHY DO WE WANT YOU We are currently looking for impact-driven individuals who are passionate about helping Boldr grow and achieve our Purpose. We expect our Team to become our ultimate partners to success by always giving their 110% in everything, sharing their talents and quirks, and championing our core values: Curious, Dynamic and Authentic. WHAT WILL YOU DO Credit Reviews Perform creditworthiness reviews for new customers and existing customers requesting additional credit, applying the Credit Policy and risk tolerance thresholds. Recommend credit limits, payment terms, prepayment, or other risk mitigation where appropriate. Analyze company financial statements and third-party credit reports, and translate them into clear credit recommendations. Review prospective customers and orders for indicators of fraud, and escalate or decline in line with established procedures. Review order release requests for customers with past due balances, weighing collection risk against the customer relationship and revenue opportunity. Communicate credit decisions and conditions clearly, in writing, to Sales and Collections. Monitoring and Reporting Monitor the customer portfolio for changes in payment behavior, exposure, or external risk signals, and raise concerns to Collections and leadership before balances become past due. Track and report on credit review volume, turnaround time, exposure,…