Vice President, Credit Risk

Title: Vice President, Credit Risk Company: Everest Global Services, Inc. Job Category: Risk Management Job Description: About Everest: Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish. We are underwriters of risk, growth, progress and opportunity. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world. About the Role: Everest is seeking a seasoned and strategic Vice President, Credit Risk to join the Enterprise Risk Management Team. This role will be responsible for establishing and leading a best-in-class enterprise credit risk framework, providing independent oversight and challenge across underwriting, investment, reinsurance, and other credit-sensitive exposures throughout the organization. Reporting to the SVP of Financial Risk, the VP of Credit Risk will serve as Everest's senior subject matter expert on credit risk, helping shape risk appetite, capital allocation, portfolio management, and strategic decision-making. The role requires a unique blend of insurance expertise, credit risk management, portfolio analytics, governance, and executive engagement. The successful candidate will possess deep expertise in Property & Casualty underwriting-related credit exposures, including Surety, Trade Credit, Mortgage, Structured Credit, and Large Deductible programs, while also overseeing broader credit risks arising from investments, reinsurance counterparties, fronting arrangements, and premium receivables. Key Responsibilities Enterprise Leadership Serve as a key member of the ERM Leadership Team, contributing to the overall risk strategy and governance of the organization. Develop and execute a comprehensive enterprise-wide vision for credit risk management. Act as the primary advisor to senior management on emerging credit risks, portfolio exposures, and risk mitigation strategies. Represent Credit Risk in executive committees, risk governance forums, and interactions with rating agencies and regulators. Credit Risk Governance & Oversight Establish and chair the Group Credit Risk Committee, ensuring effective executive oversight of credit exposures across the enterprise. Develop policies, standards, limits, and governance practices supporting a consistent approach to credit risk management. Deliver regular reporting and insightful analysis to executive leadership and risk committees. Underwriting Credit Risk Provide oversight and independent challenge of underwriting-related credit exposures, including: Surety Trade Credit Mortgage Insurance Structured Credit Large Deductible Programs Evaluate portfolio quality, underwriting concentrations, emerging risks, and aggregate exposures across business lines. Develop consistent methodologies for measuring…