Business Banking Officer

At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work. We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our   epic celebrations   and   employee recognitions. Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities. Job Description: Location:  Sioux Falls, SD Shift:  Monday - Friday 8:00 AM to 5:00 PM Company:  First PREMIER Bank About the Role Responsible for managing more complex business banking relationships and delivering customized financial solutions that support clients’ growth and success. Plays a key part in business development, loan structuring, and portfolio management, with increased autonomy in credit decisions and client service. Contributes to departmental initiatives by providing input on product enhancements, pricing strategies, and operational improvements. Job Duties and Responsibilities   Essential duties and responsibilities include the following. Other duties may be assigned. Oversees a portfolio of more sophisticated and higher-volume business clients by understanding their evolving financial needs and delivering tailored lending and deposit solutions. Analyzes financial information to structure more complex credit requests, develop loan workout strategies when necessary, and ensure sound portfolio management with minimal management oversight. Proactively identifies and pursues new business opportunities through client referrals, prospecting, and participation in community and industry events to grow the bank’s presence and revenue. Contributes to department strategy by providing recommendations on product enhancements, service offerings, pricing models, and annual planning initiatives. Independently addresses client service needs and operational concerns while supporting team-level projects and initiatives that drive process improvement and customer satisfaction. Skills and Qualifications Ability to analyze and structure complex credit requests using in-depth financial data and risk assessment tools. Strong consultative skills to deepen relationships with more complex business clients and serve as a trusted financial advisor. Proven ability to proactively identify…