Finance Manager

About us Bondsmith is a fast growing digital cash savings platform focused on helping customers make the most of their money by offering access to a wide range of savings products. We work with financial institutions like wealth managers, fintechs, banks, and advisors, providing them with tools to get better returns on cash, engage more effectively with clients, and simplify their operations. Our goal is to help savers get the most out of their cash. At Bondsmith, our core values are rapid and continuous improvement, delivering good customer outcomes, and taking end to end ownership. Our team is made up of experienced professionals who are passionate about delivering excellent service and finding new ways to solve challenges in financial services. Joining us means working in a fast-paced environment where you will be making an impact on the financial lives of thousands of savers. We’re regulated by the Financial Conduct Authority in the UK. Finance Manager Job Description (Full-time) The Role This is a genuine number-two-in-finance role: you'll be the CFO's right hand in a lean three-person team, owning the month-end close and management accounts, running the audit, and collaborating closely with our Senior Bookkeeper. You'll also get exposure to areas most people at your stage never see: treasury, regulatory reporting, board packs, and the commercial workings of a regulated fintech. This is a Finance Manager title with a hands-on remit, designed for an ambitious part-qualified finalist or newly qualified accountant. You'll manage the transactional layer and own real deliverables, but you'll also still be in the detail yourself. If you're looking for a role where you actually build things rather than being a small cog in a big finance function, this is it. Key Responsibilities • Month-End Close : Ownership of the month-end closing process and the monthly reporting pack, including intra-group reconciliations with commentary for the CFO and board . • Balance Sheet Control : Own balance sheet integrity, including monthly reviews of all control accounts, the fixed asset register, and intercompany balances and recharges across group entities. • Revenue Recognition Oversight : Own revenue recognition across the group in line with FRS 102 . • Budgeting & Forecasting : Support the annual budget process and produce variance analysis and commentary against budget for the monthly pack. • Statutory Audit : Orchestrate statutory audits, act as day-to-day contact for our external accountants and auditors . • Statutory Reporting : Oversight of local reporting requirements, VAT and GST filings and the preparation of financial statements. • Tax Compliance : Coordinate corporation tax computations and filings with our advisers, and support any R&D or other claims. • Regulatory Reporting & Capital : Assist the CFO with regulatory reporting and returns for an FCA-authorised e-money institution , including monitoring of…