LTD Benefit Specialist Trainee - Portland

Job Posting End Date: December 31 When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:  Award-winning culture  Inclusion and diversity as a priority  Performance Based Incentive Plans Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability  Generous PTO (including paid time to volunteer!)  Up to 9.5% 401(k) employer contribution  Mental health support  Career advancement opportunities  Student loan repayment options  Tuition reimbursement Flexible work environments  *All the benefits listed above are subject to the terms of their individual Plans . And that’s just the beginning…   With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!  General Summary: Minimum starting hourly rate is $25.97 This is an entry level position within the Benefits Organization. Incumbents in this role are considered trainees and are assigned a formal mentor for 6-12 months until they are assessed as capable of independent work. Specialists are primarily responsible for learning and developing knowledge and behaviors necessary to successfully adjudicate assigned claims, using critical thinking and independent judgment in accordance with our claims philosophy and policies and procedures. Specialists must demonstrate the ability to effectively manage an assigned caseload, have knowledge of and utilize reporting tools and metrics, the ability to exercise discretion, critical thinking and independent judgment to synthesize various sources of information (interactions with claimants, employers, financial, medical, vocational, contractual and legal) to provide timely claim decision recommendations to QCC/Director with minimal support from Mentor/Director, and demonstrate strong customer service prior to movement to exempt level benefits specialist role. Principal Duties and Responsibilities Develop skills to manage a caseload of complex claims; ensuring appropriate sign offs are obtained.  Caseload size may vary by product(s). Develop an understanding and working knowledge of Unum products, policies/procedures and contracts. Develop an understanding of the applicable contract/policy definitions and relevant provisions, clauses, exclusions, riders and waivers as well as regulatory and statutory requirements for claim products…