MLRO, UK

About the company: Our mission is that “Any financial application can onboard any user, anywhere in the world, in 1 click.” Transak provides onboarding to financial applications through authentication, KYC, risk checks, and fiat on/off ramps. This is a next generation of infrastructure for the next generation of financial applications that are built on blockchain and stablecoin rails. Our API and widget-based solutions are used by top partners like MetaMask, Coinbase, Ledger, and Trust Wallet to enable seamless onboarding of over 10 million users across over 450 active applications. We have raised over $37M from top-tier investors including Consensys, Tether, and Animoca Brands. About the Role: The UK MLRO is Transak's named nominated officer for the UK regulated entity, holding personal statutory accountability under the Money Laundering Regulations 2017 and the Proceeds of Crime Act 2002 for the detection, prevention and reporting of financial crime. This is a role with individual regulatory liability, not a delegated function. The postholder owns the UK financial crime control environment end to end: risk assessment, policy, customer due diligence, transaction monitoring, sanctions, Travel Rule, suspicious activity reporting, and the relationship with the FCA and the NCA. The timing is deliberate. Transak is preparing its application through the FCA cryptoasset authorisation gateway, which opens on 30 September 2026 and closes on 28 February 2027. The UK MLRO is on the critical path for that application and will be expected to drive it, front it, and carry the firm through submission, supervisory scrutiny, and into the FSMA regime that follows. The successful candidate must be capable of holding the line. The role exists to protect the firm and the market, and that means being willing to say no, to document why, and to defend that position to a regulator. Key Responsibilities: 1. Statutory Accountability and Nominated Officer Function Act as the named nominated officer under regulation 21(3) of the Money Laundering Regulations 2017 for the UK entity, with personal accountability for the receipt, evaluation and onward reporting of internal suspicion reports. Own suspicious activity reporting to the National Crime Agency , including SAR quality, DAML requests, consent decisioning, and the management of tipping-off risk under sections 330 to 333A POCA 2002. Maintain unrestricted and direct access to the Board , with the standing and independence to escalate without filtering through commercial reporting lines. Hold and evidence continuing fitness and propriety , including readiness to be assessed as the named senior manager function holder on FSMA authorisation. Ensure the nominated officer function is covered at all times , including through a designated deputy arrangement with documented delegation and handover. 2. Financial Crime Framework Ownership Own the UK business-wide risk assessment , ensuring…