Pricing Manager - Personal Loans

You’ll probably know Hastings Direct as a digital insurance provider, but did you know we also have a growing unsecured lending business? We have a competitive product on market-leading systems offering customers guaranteed eligibility and real rates through price comparison websites (PCWs). We have over four million customers, but know there’s even bigger opportunity out there and have ambitious plans to become The Best and Biggest in the UK market. We’ve made huge investments in our data and tech capabilities over the past few years, along with nurturing our 4Cs culture. We’re proud of the journey we’re on as a company and know that our continued success will rely on the contribution of our talented colleagues. The fact you’re now reading this job advert means we’ve tempted you to find out more about #lifeatHD – we really hope you like what you see, and you’ll join us to share in the success of the exciting chapter that lies ahead. We understand some people may not apply for jobs unless they feel they tick every box. If you are excited about joining us and think you have some of what we are looking for, even if you’re not 100% sure we would love to hear from you.   Job Title: Pricing Manager – Personal Loans Location: Bexhill/Leicester/London – Hybrid/Remote   Role purpose Working in the Core Credit Risk & Pricing team within the lending business, this is a hands-on role where you and supporting analysts will be using multiple data sources and analytical tools to develop and optimise pricing & trading strategies.   Accountabilities Your remit will include the following: Develop and optimise pricing strategies to deliver financial trading plans Drive efficiencies and automation in pricing strategy execution Collaborate with the Modelling team to identify new pricing factors that drive competitive advantage Maintain MI which facilitates effective performance monitoring and optimisation Provide analysis and insights for Management Committee and Board Maintain regulatory compliance and reputational integrity Act as a Commercial SME within the business Meet customers’ reasonable expectations and provide fair outcomes Develop and deliver these accountabilities with supporting analysts   Skills Knowledge & Experience Price comparison website experience essential, retail lending product knowledge desired Real rate risk-based pricing experience essential Comfortable in a fast-paced environment, has agility to manage and adapt focus and priorities Strong SQL coding skills, other programming experience such as R or Python desirable Can handle vast and multiple data sources at speed Commercially aware, can optimise for short and long-term outcomes Communication skills can transcend levels within the business Analytically driven to continuously look for new insights and apply innovative thinking Seeks continuous improvement, both in terms of skills and outcomes   Recruitment Process: Recruitment screening call 1st…