Principal Consultant — Card Issuing & Payments Technology

Principal Consultant — Card Issuing & Payments Technology Product & Delivery — Payments / Card Issuing Role We are looking for a senior payments and fintech product leader to build and scale our next generation of stablecoin-linked card issuance, payment acceptance, blockchain-enabled merchant solutions, and AI/blockchain-powered financial services. The CPO will own the product strategy, roadmap, commercial model and product P&L across the company's payments and financial-services platforms. The role requires deep understanding of the card and payments ecosystem, combined with the ability to translate complex blockchain, stablecoin and AI capabilities into scalable, commercially viable products for merchants, fintechs and BFSI customers. The ideal candidate brings significant experience across card issuing, issuer processing, payment acceptance and card-network ecosystems , together with the ability to operate at the intersection of product strategy, commercial management, technology architecture and ecosystem partnerships. A strong technical architecture background is highly desirable—not necessarily as the hands-on architect, but as someone capable of challenging, guiding and governing the architecture and engineering teams responsible for the end-to-end platform. Key Responsibilities 1. Product Strategy & Vision • Define and own the product strategy and multi-year roadmap for o Stablecoin-linked card issuance o Stablecoin-enabled payment acceptance o Merchant and blockchain-enabled value-added services o Blockchain and AI-powered solutions for BFSI customers • Identify new product opportunities across cards, payments, stablecoins, digital assets, AI and financial infrastructure. • Translate market, customer, regulatory, scheme and technology developments into differentiated product propositions. • Establish product priorities across multiple customer segments, geographies and use cases. • Define product KPIs, adoption metrics, unit economics and commercialization milestones. 2. End-to-End Product & Platform Architecture • Define and govern the end-to-end solution architecture for card issuance, processing and payment acceptance platforms, in collaboration with engineering and technology leadership. • Ensure appropriate integration across: o Card management and issuing platforms o Issuer processors o Acquirers and payment gateways o Card schemes o BIN sponsors / issuing banks o Stablecoin wallets and custody infrastructure o Blockchain networks o KYC/KYB, AML and transaction-monitoring systems o Fraud and risk platforms o Reconciliation and settlement systems • Ensure the architecture can support multiple products, markets, currencies, payment rails and business models. • Provide product-level technical leadership and challenge architectural decisions where they affect scalability, economics, security, regulatory compliance or customer…