Senior Commercial Credit Risk Analyst

At Expedia Group, we help travelers explore the world, one journey at a time. As a global travel company powered by passionate people, trusted partnerships, and leading technology, we connect travelers, partners, and advertisers through our consumer brands, B2B network, and travel advertising business. Here, you'll do meaningful work that helps millions of people discover, book, and experience travel with more ease, confidence, and joy. Our five Behaviors-Traveler First, Think Big, Operate with Excellence, Ownership Mindset, and Succeed Together-help foster a supportive environment where people can grow their careers and have the flexibility, benefits, and support to do their best work. Join us and build for travelers everywhere. Senior Commercial Credit Risk Analyst This role sits within the B2B Finance Credit team, acting as a key interface between Sales, Commercial Finance, Partner Finance, Accounting and Group Treasury. You will support some of our largest global travel partners and play a central role in strengthening the financial governance of our growing credit programme. This position will suit a candidate with strong analytical capability , excellent communication and negotiation skills , and proven experience managing large and complex partner portfolios (50M+ credit exposure) as long as small travel businesses. You will be a trusted business partner who can influence senior stakeholders internally and externally, while confidently assessing financial risk and resolving complex issues. In this role, you will: Lead and manage a portfolio of high-value partners , including complex credit arrangements, significant credit limits and large multi-currency exposures. Assess and recommend credit limits through detailed financial analysis, including interpretation of balance sheets, cash flow statements and group structures. Build strong, trust-based relationships with major travel partners—acting as their core finance point of contact for risk, payment performance, and commercial discussions. Collaborate closely with Sales, Product & Tech and Commercial Finance to support strategic growth while ensuring governance and risk mitigation. Resolve complex finance issues involving unallocated cash, disputes, reconciliation gaps, or operational blockers impacting receivables. Drive negotiations on collateral, payment terms, and risk-based decisions with large partners, balancing commercial opportunity with financial protection. Support our credit insurance programme , with an effective management of coverage gaps. Strengthen collections processes and identify opportunities to reduce ageing, improve forecasting accuracy, and optimise partner payment behaviour. Evaluate and store partner financial information , ensuring completeness, accuracy and compliance with internal controls. Support the Credit Risk Director in developing and updating Credit Management Policies , ensuring they reflect evolving business strategy and risk…