Senior Special Assets Portfolio Manager

Why should you join our team? American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make a difference for our customers and teams. Benefits offered by American AgCredit: Commitment to agriculture and the communities we serve Family friendly work environment Investment in employee development Medical, Dental and Vision coverage Outstanding 401k – automatic 3% employer contribution, plus match up to 6% Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) Competitive Incentive Compensation Plan Disability & Life Insurance Employee mental, physical, and financial wellness programs The position is bonus eligible based on association and personal performance Position will be posted until filled. BASIC FUNCTION: Responsible for completing the financial analysis and due diligence required to develop credit packages and complete loan servicing on troubled credit. Will assist the Credit Resolution Relationship Manager in gathering the required information necessary to make appropriate credit decisions and analyze credit and restructuring requests from start to finish.Serves  as a secondary point of contact for resolving distressed credits.  Recommend loan and restructuring requests based on the Association’s Underwriting Standards. Will complete analysis on various servicing actions on existing customers, such as restructures, extensions, forbearances, releases, assumptions, conversions, and charge-offs. Accountable for underwriting a designated loan portfolio  and any new accounts transferred to the Credit Resolution Group (CRG). Responsible for the approval/denial of credit actions through either the utilization of assigned delegated authority or recommendation to a higher level of delegated authority. ESSENTIAL DUTIES:           Assists the Relationship Manager in gathering information necessary to make appropriate credit decisions. Develops credit packages and loan servicing actions. Reviews and analyzes credit information presented; determines the need for more thorough investigation or additional information. Requests appraisal/field reports, obtain third party verifications, obtain credit reports, and request lien searches as necessary. Completes loan analysis, including financial statements, cash flows, loan analysis forms, trend sheets, writing narratives, preparing facts, and offering opinions concerning creditworthiness, risks and mitigants, and other forms as required. Formulates projections using historical financial data, current budgets, and other information. Inputs all required financial information and data into the financial analysis, loan…