Structured Finance Analyst Intern

Expected start date: September 2026 to January 2027, flexible Duration: 6 months 🧡 About Alma At Alma, we believe sustainable commerce depends on fair, well‑balanced trade. Because finance plays a pivotal role in business, our mission is to put it back in its rightful place - serving merchants and consumers. Our installment and deferred payment solutions help merchants boost sales by 20% or more, increase customer loyalty, and deliver a seamless shopping experience - without encouraging bad debt. As the buy now pay later leader in France and active in 10 European countries, we've empowered over +25,000 merchants and 10 million consumers. With 400+ Almakers and €100M+ ARR, Alma is scaling rapidly across Europe—and we're just getting started. Alma is the company for you if you are looking for: Collective intelligence is the driving force behind Alma: we are looking for open-minded, curious, and ambitious people who want to actively participate in this exponential growth. To continue to deliver an optimal purchasing experience and absolute ease of use, all teams at Alma (Tech, Product, Sales, Operations, Data, Risk, Finance, Compliance, Legal, Marketing and People) will strengthen their members to maintain the highest standards of quality and trust while pushing these innovations at Alma's pace. 💼 About the job Alma’s Financing team plays a central role in the company’s expansion. It structures, negotiates and executes financing strategies that support Alma’s lending activity across Europe. The team manages refinancing operations, contributes to corporate financial performance and works closely with Tech, Product, Revenue and Risk. As a Structured Finance Analyst Intern, you will support the day-to-day management of existing financing structures, help improve recurring processes and contribute to current and future financing transactions. You will report to Thibaut Mercier , Head of Financing. You will be supported as you build context on Alma, its financing activity and the stakeholders involved. The internship is expected to start between September 2026 and January 2027, with a flexible start date. Your responsibilities and missions: Keep existing financing structures running smoothly Coordinate with external parties, such as the management company and depositary, to support efficient operations. Work with internal teams to monitor regulatory compliance and the performance of each structure. Monitor cash flows and financial information Manage cash flow follow-up and help ensure the accuracy of accounting and prudential reporting. Review data with support from the team and flag discrepancies clearly so they can be resolved with the right stakeholders. Improve and automate recurring processes Identify repetitive tasks and suggest practical automation opportunities, with room to test and refine solutions. Design or maintain automated controls that improve data quality and reporting…