Underwriter - Agriculture

Reporting to the Lead Underwriter, the successful applicant will be a key member of the Agricultural Underwriting team, responsible for underwriting Farm & Estate Machinery, Motor, along with associated risks.  Experience and knowledge across additional agricultural product lines would be advantageous.   The role will involve exercising underwriting authority to make informed and empowered decisions across the agricultural portfolio, while providing technical guidance and referral support to colleagues and Coverholders where risks fall outside their delegated authority.   Working closely with the Lead Underwriter, the individual will contribute to the development and execution of the agricultural underwriting proposition. They will utilise strong analytical and technical underwriting skills to assess portfolio performance, influence risk selection, and identify opportunities for profitable growth while minimising loss exposure. This extends to those products that are distributed by our partners having delegated authorities.   Purpose As a senior member of the digital agricultural underwriting team the role holder is expected to: contribute effectively to the delivery of the team’s vision and strategy for profitable growth assist in the day to day underwriting of the allocated accounts with the aim of achieving target levels of income & profitability, in line with the MSIG Europe business plan. provide technical and administrative support to the Lead Underwriter, in the provision of statistical analysis, research and reporting on business activity.  assist and where directed to have responsibility with the production of relevant reports that ensure compliance with internal and external requirements. provide a client centric service that ensures a fair outcome to our customers, including policyholders and brokers within agreed service level agreements.   Key Result Areas The role holder is expected to:   Compliance: act in accordance with the company’s Business Ethics Policy.  act in compliance with all relevant Company, FCA and other regulatory and legal requirements. assist with monitoring and confirmation of regulatory and legal compliance for the department (or reporting breaches and issues), in accordance with the company’s procedures. ensure that all underwriting decisions are made in accordance with underwriting guides, individual line guide authority and underwriting procedures; adhering to internal policy standards. ensure completion of all training modules as requested by the company assist with audits of brokers and coverholders to ensure compliance with terms of trade and internal requirements.   Customer Relations: build and maintain positive relationships with internal & external clients and brokers. contribute as directed to the development of new brokers, clients and market relationships to ensure new business opportunities are considered as part of the business planning process. alert the Lead…